Before you calculate
Make the two inputs comparable
Use two dated written quotes for the exact plans. Confirm amounts due now, recurring totals, introductory and renewal prices, cancellation terms, and included medication, care, laboratory work and shipping. Combine recurring charges into each monthly total and enter charges paid once as one-time fees.1, 2
*12 month plan, billed once for the term when a physician approves. Renews each term.
| Cost item | What to confirm in writing |
|---|---|
| Recurring total | Membership, medication, care, laboratory work and shipping |
| One-time fees | Enrollment, consultation, testing and similar charges |
| Compare period | Months covered by both quotes |
| Renewal and cancellation | Price changes, amounts due and refunds |
Enter every amount. Use zero only when the quote confirms it; ask about missing charges rather than treating unknown as zero. The calculator multiplies each monthly total by the months, adds one-time fees, rounds to cents, then subtracts Quote B from Quote A. A negative difference means A is lower; a positive difference means B is lower.
What the result means
A cost difference is only one part of the decision
The result compares entered figures; it does not verify quotes, predict coverage or guarantee bills. Confirm both cover the same medication, formulation, quantity, pharmacy arrangement and clinical access. Similar totals do not make different products or services clinically equivalent.
Start here · one question
What's your goal weight?
Choose a goal to discuss with your clinician. You can change it in your intake.
For compounded drugs, confirm the preparation and pharmacy. They are not FDA-approved and do not undergo FDA premarket review for safety, effectiveness or quality.3 Keep the quotes to recalculate if fees, products or terms change.
This cost worksheet does not recommend providers or treatments, determine coverage or establish clinical equivalence.
